Banking

  • 8 Easy Ways to Save More Money Today US News - Tue 24 Mar, 2015 7:09 PM IST

    In fact, there are plenty of ways to save money without making too many sacrifices. For mutual fund investors, stick with funds that have low expense ratios.

  • I Now Pronounce You, In Debt US News - Tue 24 Mar, 2015 5:35 PM IST

    A wedding should be a joyous occasion filled with love, laughter and maybe some anxiety about everything going according to plan. It's no surprise then that the Pew Research Center reports only 26 percent of the millennial generation between ages 18 and 32 got hitched in 2013 -- 10 percent lower than when Generation X …

  • The euro is going bananas Business Insider - Sat 21 Mar, 2015 1:01 AM IST

    It's reversing some of the rapid decline seen in recent months.

  • Which do you value more, a vacation or an IRA? CNBC - Fri 20 Mar, 2015 9:52 PM IST
    Which do you value more, a vacation or an IRA?

    IRAs can't get any love from savers. A new survey finds only 8 percent of people named contributing to their IRA as their top savings priority.

  • 3 Smart Ways to Invest Your Tax Refund US News - Thu 19 Mar, 2015 6:30 PM IST
    Money

    Don't blow your windfall -- either on the obvious (a shopping spree) or the insidious (the one investment you probably shouldn't make, according to financial advisors). "Pay yourself first," says Kathleen Hastings, portfolio manager with FBB Capital Partners, based in Bethesda, Maryland. If you channel most of your windfall …

  • 5 Financial Things Everyone Should Do in Their 20s US News - Thu 19 Mar, 2015 6:20 PM IST

    There is no better time to set yourself up for a lifetime of financial success than in your 20s. While this decade may seem daunting as you tick off milestones such as college graduation, starting your ...

  • The dollar is getting destroyed Business Insider - Thu 19 Mar, 2015 1:56 AM IST

    The dollar fell sharply after the closing bell...

  • Saving made simple: Services that stash cash automatically Associated Press - Thu 19 Mar, 2015 12:28 AM IST

    Sit back, relax, and save some money. Two mobile services are making it easier to build your savings without giving it much thought. Acorns and Digit automatically transfer small amounts from your checking ...

  • 3 Money-Saving Apps That Won't Cost You a Dime Entrepreneur - Wed 18 Mar, 2015 10:39 PM IST
    4 Ways to Cut Costs Using Technology

    Tired of living paycheck-to-paycheck? These free digital tools can help you save money and get a better handle on your finances.

  • 5 Things You Need to Retire Early and Comfortably US News - Wed 18 Mar, 2015 7:46 PM IST
    Retirees

    While you certainly need a substantial nest egg to retire early, those who are happy in early retirement usually share a few common traits. A retirement job can be a last resort that actually isn't that bad, and it could even be fun if you find an ideal position.

  • 3 Ways to Make the Most of a Late Start on College Savings US News - Wed 18 Mar, 2015 6:00 PM IST

    In ideal circumstances, parents begin saving for their children's college educations at birth, or earlier -- certainly, at least, with enough time to have four years' worth of cash for tuition, fees and books socked away. She also says that high-yield users who use the program to its fullest -- leveraging the credit card, …

  • Here's one way not to fall short on retirement $$$ CNBC - Wed 18 Mar, 2015 5:00 PM IST
    Here's one way not to fall short on retirement $$$

    A new study says fewer Americans are at risk for falling short in retirement-provided they can meet certain conditions. Are you prepared?

  • Instead of raging at a surprise fee, I called my bank — and here's … Business Insider - Tue 17 Mar, 2015 10:37 PM IST

    I was recently browsing my bank account...

  • Here's the budget of a couple who earns $150,000 a year and gives … Business Insider - Mon 16 Mar, 2015 8:30 PM IST

    Before allotting any of their money elsewhere...

  • A Purposeful Retirement Plan for 30-Somethings US News - Mon 16 Mar, 2015 6:52 PM IST

    According to a 2014 study conducted by Voya Financial, 21 percent of retirees reported having less than $50,000 in total savings, while only one-quarter had a formal financial plan or written budget. Identify retirement dreams and goals. Although retirement is likely years away for the younger set, think now about your …

  • Last-Minute Ways to Improve Your Retirement Finances US News - Mon 16 Mar, 2015 6:48 PM IST

    Here's how to fix your retirement finances after age 50. Workers age 50 and older can defer paying income tax on as much as $24,000 in a 401(k) and $6,500 in an individual retirement account, $7,000 more than younger workers are eligible to contribute to these retirement accounts. "It's not ideal, because $30,500 for …

  • 10 Strategies to Save for Retirement on a Low Income US News - Sat 14 Mar, 2015 1:00 AM IST
    saving

    The Senate Special Committee on Aging recently held a hearing about retirement preparedness, and witnesses shared ideas for encouraging saving. You can do this by setting up a direct deposit to a 401(k), IRA or other savings vehicle. "Automatic enrollment can be a powerful tool for increasing the number of Americans saving …

  • How to Spring Clean Your Finances for Retirement US News - Fri 13 Mar, 2015 7:13 PM IST

    Before the ground gradually thaws, allowing us to get back to enjoying activities outside of our homes, take some time to spruce up your finances and make sure you're on the right path for retirement. Just as you may have a spring tune-up to get your vehicles back into prime shape, look at the following as a checklist …

  • How to Save Money With Better Banking US News - Fri 13 Mar, 2015 6:51 PM IST

    It wasn't long after that fateful day that I learned the inescapable reality of "terms and conditions." In my case, that included $3 ATM fees just to get access to my own money, $2 a month to receive paper statements and another $15 for checks. Last August, an analysis of 6,000 banks by the Wall Street Journal found that …

  • 3 Graduate School Savings Tips for Full-Time Employees US News - Thu 12 Mar, 2015 8:00 PM IST

    Many prospective graduate students spend at least a few years working before deciding to return to school for a postbaccalaureate degree -- time that can be spent planning, and saving, for graduate school. More than half of graduate students have a gap of three years or more before they return to school for a graduate …

  • 10 Ways to Teach Your Kids About Finance US News - Thu 12 Mar, 2015 7:02 PM IST

    I am a certified financial planner and a father of four young children. I have noticed that it is challenging for parents to find time and interactive ways to engage their children in learning about finance. The first step to teaching children good financial habits is to be an example yourself. Don't forget to explain …

  • 7 Ways Smart Parents Teach Their Kids About Money US News - Wed 11 Mar, 2015 7:52 PM IST

    Steve Schaffer, CEO of the coupon website Offers.com, created a unique allowance system to help teach his three children, ages 10, 12 and 14, about money. Lieber points out that kids can more easily watch their money grow in clear bins, which they can decorate, and it also avoids associating pigginess with money at such …

  • Prepare for euro-dollar parity-and soon CNBC - Wed 11 Mar, 2015 2:00 PM IST
    Euro-dollar going to 1.20, not parity: Strategist

    Analysts believe euro-dollar parity will be reached soon-and that the single currency could weaken even further.

  • The euro is so weak it's almost at parity with the dollar Business Insider - Tue 10 Mar, 2015 10:03 PM IST

    The euro is hitting fresh 11-year lows all the time. Can it reach 1:1 with the US currency?

  • Mighty dollar: Casualties rise in 'currency war' CNBC - Tue 10 Mar, 2015 9:21 PM IST
    Cramer: Euro war on the dollar officially over

    The dollar is flexing its muscles on the prospect of higher U.S. interest rates, and it may be only half way through a dramatic move that's jarring global markets.

  • A Wealth Building Plan for You: Young Professional Edition US News - Tue 10 Mar, 2015 6:41 PM IST

    The good news is you can receive a tax credit for your child, as well as potentially be eligible for a tax credit on your total day care expenses. There are many components to qualifying for this tax credit, so be sure to check with your tax professional.

  • The Best and Worst Credit Union Apps US News - Tue 10 Mar, 2015 6:17 PM IST

    Access to mobile banking has become an important part of any customer credit union or bank relationship . Consumers want easy access to their funds and the ability to check balances on the go, make transfers ...

  • Here's the budget of a 26-year-old who plans his spending 5 years … Business Insider - Mon 9 Mar, 2015 8:37 PM IST

    Thomas Gilmore started budgeting the day he got...

  • 4 Serious Retirement Plan Errors to Avoid US News - Mon 9 Mar, 2015 7:38 PM IST
    money mistake

    Tax-advantaged retirement plans provide many workers with a chance to save for the future and reduce their tax bill at the same time. Employer-sponsored retirement plans are easy to use, and many contributions are deducted from paychecks, so the investing becomes automatic. One of the biggest mistakes we make when planning …

  • 'The government will continue to fail' India Today Group - Sat 7 Mar, 2015 4:03 PM IST

    "The Bharatiya Janata Party has been out of power and hence out of the scheme multiplication game for a decade," writes Ashok V Desai.

  • 3 Important Ways to Protect Your Retirement Savings US News - Sat 7 Mar, 2015 12:44 AM IST

    A recent report from President Obama's Council of Economic Advisors concluded that inappropriate investment advice is costing retirement savers $17 billion per year. Some investment brokers have a financial incentive to recommend the products and services that will make them the most money, rather than the investments …

  • 10 Ways to Build a $1 Million Nest Egg US News - Fri 6 Mar, 2015 11:47 PM IST
    nest egg

    "If the $1 million were in a traditional 401(k) or IRA, all withdrawals would be taxable," says Christine Pavel, vice president of wealth management at GCG Financial. "You also have to consider how much the investor will withdraw from the portfolio, and for how long." Assuming 3 percent inflation, looking forward 30 years …

  • As euro hits 12-year low, parity with dollar looms Associated Press - Fri 6 Mar, 2015 8:26 PM IST
    Euro drops toward parity with dollar

    The euro could soon be doing something it's only done a couple of times in its 16-year existence — trading 1-to-1 with the dollar. Europe's single currency has since May been on a downward trajectory against ...

  • 10 Smart Ways to Spend Your Tax Refund US News - Fri 6 Mar, 2015 12:25 AM IST
    money

    If you don't have at least $1,000 saved up for worst-case scenarios, earmark your tax return to build this safety net, says Clare Levison, a certified public accountant in Blacksburg, Virginia, and the author of "Frugal Isn't Cheap: Spend Less, Save More, and Live Better." And if you already have an emergency fund, there …

  • How to Make Your Retirement Income Last US News - Thu 5 Mar, 2015 7:49 PM IST
    Nest egg

    Picture this: You've worked hard your entire life, saving diligently for retirement. A nationwide survey of 1,000 adults, released last month from TIAA-CREF, shows that although a majority of Americans understand the importance of receiving guaranteed monthly income in retirement, 38 percent, have analyzed how their savings …

  • Why one financial planner says spouses shouldn't ever keep separate … Business Insider - Thu 5 Mar, 2015 12:12 AM IST

    An overwhelming number of spouses hide bank and and credit-card accounts from each other — 72...

  • A To-Do List for the Year You Retire US News - Wed 4 Mar, 2015 8:38 PM IST
    Obama Administration targeting your retirement savings?

    Many people claim they don't earn enough to contribute the maximum amount to their retirement accounts, but the year leading up to retirement is the perfect time to stash away as much cash as you can. Or you could put the money in a Roth account and pay the tax now so that you can take tax-free withdrawals later on in …

  • 5 Ways to Save by Getting Rid of Your Rent US News - Wed 4 Mar, 2015 7:46 PM IST

    I'm not even saying they are fun, but they are jobs that will let you bank the vast majority of your pay.

  • Americans with disabilities and their families often face a myriad of financial challenges, but they will soon have a new financial vehicle allowing them to save for expenses and enjoy tax-free growth similar to 529 college savings accounts. Congress passed the Achieving a Better Life Experience Act on the final hour of …

  • How to Break Free From a Financial Slump US News - Tue 3 Mar, 2015 7:48 PM IST

    You would think that things like getting up, getting dressed and putting on clean clothes would be a no-brainer, but for someone who is an online entrepreneur and a stay-at-home mom, my appearance always takes last place. You owe it to yourself to be happy and productive, and sometimes all it takes is a little bit of mascara …

  • Sukanya Samriddhi Scheme launched for girl child India Today Group - Tue 3 Mar, 2015 4:03 PM IST

    Under the scheme, parents and legal guardians can open accounts in the name of two girl children up to 10 years of age. The minimum investment is Rs 1,000 a year.

  • This couple's budget shows how retirees can live on $31,000 a … Business Insider - Mon 2 Mar, 2015 9:56 PM IST

    Dottie Barrett has been budgeting for 30 years...

  • Retirement Milestones to Look Forward To US News - Mon 2 Mar, 2015 8:04 PM IST
    Baby Boomers

    Retirement is a transition into a new stage of life. Retirees get the freedom to choose how to spend their time, but they also walk away from the comfort of a steady paycheck and need to make important financial decisions. Here are some retirement rites of passage. "Once you reach that inflection point, you can leave …

  • 15 Ways to Save for Vacation US News - Thu 26 Feb, 2015 7:51 PM IST

    You still have plenty of time to make small adjustments to your everyday life that can result in a big impact on your travel fund. Make your vacation fund separate from other savings and checking accounts. Factor saving for travel into your budget, and then automate deposits into your vacation fund so you don't have to …

  • House votes to expand college accounts Obama wanted to scrap Associated Press - Thu 26 Feb, 2015 2:27 AM IST

    The House voted Wednesday to expand the benefits of popular college savings plans that President Barack Obama failed to scale back. The bill would let students use money from college savings accounts to ...

  • Make Your Retirement Savings Last a Lifetime Kiplinger - Wed 25 Feb, 2015 11:10 PM IST

    To boost a nest egg's longevity, advisers and academics are increasingly turning to 'dynamic' drawdown strategies that adapt to changing circumstances.

  • 3 Ways to Save Money on Every Purchase US News - Wed 25 Feb, 2015 8:47 PM IST

    Use a cash back credit card. Some people sign up for multiple cash back credit cards and use whichever one provides the best discount for each purchase, but I just use one that gives 2 percent back on everything.

  • The Costs and Benefits of the Blended Family US News - Wed 25 Feb, 2015 8:30 PM IST

    When Carrie Smith was growing up with her stepmother, stepbrother and four younger siblings, her parents took care to treat each child equally. Blended families like Smith's often face extra hurdles when it comes to managing their money, according to recently released data from Allianz's LoveFamilyMoney survey, which included …

  • JPMorgan to close 5 percent of bank branches to cut costs Associated Press - Wed 25 Feb, 2015 3:49 AM IST

    JPMorgan Chase plans to close 300 bank branches over the next two years, about 5 percent of the total, as more customers move online and the bank seeks to cut costs. The closures are part of a $1.4 billion ...

  • Why You Shouldn't Dump Your Brick-and-Mortar Bank US News - Tue 24 Feb, 2015 8:21 PM IST

    In fact, it's never been easier to do so, thanks to the long-dependable automatic deposit and the advent of smartphone deposits and online services such as PayPal.com and Google Wallet to transfer money to another bank account. "Over the past two decades, banks have worked incredibly hard to remove people from their lobbies …

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