The Aadhaar Card has evolved as a key instrument that contains almost every information related to your financial transactions, tax details, bank information and a lot more. Losing your Aadhaar Card would mean losing out everything linked to the card. As the government is linking every other thing with Aadhaar, ‘identity theft’ and data protection should be given utmost importance by any individual and steps should be taken to safeguard it.
Why Aadhaar Data Safety Is Crucial
The Government has made it mandatory to link Aadhaar with the PAN card for filing Income Tax Returns (ITR). This means all your tax related information can be accessed through your Aadhaar number. It is now mandatory to update your bank account with Aadhaar by December 31st, which will, in turn, give access to your bank account details too. The Government has also introduced apps like BHIM (Bharat Interface For Money) and Aadhaar Pay for services relating to the transfer of money and merchant transactions. The Government has also introduced apps like BHIM (Bharat Interface For Money) and Aadhaar Pay for services relating to the transfer of money and merchant transactions. If somebody gets access to your Aadhaar data, then all your personal details, financial information, bank information can be compromised easily. Your Aadhaar consists of your biometric details too, and if a hacker gets access to such crucial data by copying your iris and fingerprint data, then your Aadhaar can be cloned to do illegal activities. So, it is wise to keep your Aadhaar data safe.
Keeping Aadhar Data Secured
The Aadhaar Card comes with several safety features. Whenever you give your Aadhaar detail to any institution, then for authentication, you will get an OTP (One Time Password) on your registered mobile number. The OTP remains valid for 30 minutes and once used it cannot be reused. You should be careful not to share your OTPs with anyone. When you use your finger to authenticate a transaction at a shop through your Aadhaar Card, then the POS (Point Of Sale) can be compromised by hackers and your fingerprint data can also be hacked. Recently, UIDAI (Unique Identification Authority Of India) has enhanced the Aadhaar safety by granting an option to lock your biometric details. If you lock your Aadhaar details, then, no one can access it unless you unlock it. To lock or unlock your Aadhaar detail, you can log on to UIDAI’s website and login to your personal Aadhaar section. You will receive the OTP on your registered mobile number, which can be used to lock or unlock the Aadhaar Card by clicking on the appropriate tab. Once you unlock your Aadhaar, it will stay accessible only for 20 minutes and will get locked automatically. In the locked mode nobody will have access to your Aadhaar details and your biometric information will remain highly secure. Despite security features available in Aadhaar, if you are not watchful, then your Aadhaar is at a risk. You must use the locking and unlocking facility to keep you Aadhaar data secured. UIDAI has its own data protection points under the Aadhaar Act. As per media reports, the Government of India has decided to bring in strong laws for the data protection in the near future, till then, be careful with the way you use the Aadhaar card. BankBazaar is a leading online marketplace in India that helps consumers compare and apply for Credit Cards, Personal Loans, Home Loans, Car Loans and insurance.
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