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Home Loan – Which Private Bank Is Offering The Lowest Interest Rate?

Team BankBazaar


Here are the home loan rates being offered by the major private sector banks in India.

Interest Rates on Home Loans ( %)
Institution Under Rs. 30 L Rs. 30 Lto 75 L Rs. 75 L plus
Axis Bank 8.55-9.4 8.55-9.4 8.55-9.4
Federal Bank 8.55-8.6 8.55- 8.65 8.6-8.7
HDFC Bank 8.35- 9.05 8.35- 9.35 8.65-9.45
ICICI Bank 8.55-9.1 8.55 – 9.35 8.55-  9.4
J&K Bank 8.35- 8.45 8.35- 8.45 8.35-  8.75
Karnataka Bank 8.65-9 8.65-9 8.65-9
Karur Vysya Bank 8.65-12.5 8.65-12.5 8.65-12.5
Syndicate Bank 8-8.6 8-8.7 8.1-8.7
Tamilnad Mercantile Bank 9.1 9.1 9.1

Data taken from respective bank’s website as on 2 Dec 2019. Compiled by BankBazaar.com, a neutral online marketplace for loans and credit cards.