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What Is The Best Home Loan Interest Rates Offered Today?

Team BankBazaar


Here are the home loan rates being offered by the major private, public sector banks and housing finance companies in India.

Interest Rates on Home Loan

Loan Amount
Upto Rs. 30 Lakh Rs. 30 Lakh to Rs. 75 Lakh Above Rs. 75 Lakh
Floating Rates :
Allahabad Bank 8.95- 9.15 8.95- 9.75 8.95- 9.75
Andhra Bank 8.8- 8.85 8.8- 8.85 8.8- 8.95
Axis Bank 8.9-8.95 8.9- 9.1 9.05- 9.15
Bank of Baroda 8.65-9.65 8.65-9.65 8.65-9.65
Bank of India 8.7- 9.6 8.7- 9.6 8.7- 9.6
Bank of Maharashtra 8.75- 8.85 8.75- 8.85 8.75- 8.95
Canara Bank 8.7- 8.75 8.7- 8.85 8.8- 8.9
Central Bank 8.65 8.65 8.65
Corporation Bank 8.65-9.05 8.65-9.05 8.65-9.3
Dena Bank 8.8- 8.85 8.8- 8.85 8.8- 8.95
Federal Bank 8.75-9.2 8.75-9.2 8.75-9.2
HDFC Bank 8.8- 9 8.8- 9.15 8.95- 9.2
ICICI Bank 9.1- 9.15 9.1- 9.25 9.20-  9.3
Indian Bank 8.65 8.65 8.65- 8.75
IOB 8.7 8.7- 8.8 8.8-8.95
IDBI Bank 8.8- 8.85 8.8- 9 9- 9.15
J&K Bank 8.8- 8.9 8.8- 8.9 8.8-  9.2
Karnataka Bank 8.9 8.9 8.9- 9.6
Karur Vysya Bank 8.9- 11.65 8.9- 11.65 8.9- 11.65
Punjab National Bank 8.65-8.7 8.65-8.7 8.65-8.75
Punjab & Sind Bank 8.85 8.85 8.85- 9.1
State Bank of India 8.7- 9 8.7-  9.2 8.9-9.35
South Indian Bank 9.05-9.45 9.05-9.45 9.05-9.45
Syndicate Bank 8.65 8.65 8.65
Tamilnad Mercantile Bank 9.2 9.2 9.2
UCO Bank 8.7 8.7- 8.8 8.8- 8.95
Union Bank of India 8.7- 8.8 8.7- 8.8 8.7- 8.85
United Bank of India 8.65 8.65 8.65
Vijaya Bank 8.75 8.75 8.75
Fixed Rates :
Axis Bank 12 12 12
Corporation Bank 12.05- 12.55 12.55 12.55
Dena Bank 11.25 11.75 11.75
HDFC Bank 9.4- 9.6 9.4- 9.75 9.55- 9.8
Indian Bank 9.75 9.75 9.75-9.85
IDBI bank 10.25-10.5 10.25-10.5 10.25-10.5
Punjab National Bank 9.15- 9.2 9.15- 9.2 9.15- 9.25
Union Bank of India 11.4 12.4-12.65 12.65
Housing Finance Companies
Floating Rates :
Dewan Housing >=9.75 >=9.75 >=9.75
Tata Capital 9.25- 9.35 9.25- 9.6 9.35- 9.6
Piramal Capital & Housing Finance >=8.8 >=8.8 >=8.8
PNB Housing 9.1- 12.5 9.1- 12.5 9.1- 12.5
Central Bank Housing 10.1- 11.3 10.1- 11.8 10.1- 11.8
HDFC Ltd 8.8- 9.55 8.8- 9.75 9- 9.8
Indiabulls Housing Finance Ltd 8.8- 12 8.8- 12 8.8- 12
Fixed Rates :
HDFC Ltd 9.4- 10.1 9.4- 10.25 9.55- 10.3
Note :
Fixed interest rates may be subject to a revision after a specified tenure depending on the bank’s t&c. Some banks/FIs allows fixed rate only for a definite period and thereafter prevailing floating rates are made applicable.
Data taken from respective bank’s website as on 15 Mar 19