Automated Teller Machines, popularly known as ATMs have made our life easy for various money transactions. Cash withdrawal, money transfer, statement generations or even depositing cash and cheques can be done without visiting a bank branch. However, with increasing usage of ATMs, it’s also important to be aware of risks. To protect yourself from possible ATM frauds, you just need to take a few cautionary steps.
Here are five things you should keep in mind while using your ATM card:
- As soon as you enter the ATM, look around and ensure there is no presence of any foreign or strange objects, including hidden cameras directed at the screen, or any strange looking devices attached to the machine. If you find any such suspected objects, avoid doing a transaction and immediately inform the security guard and also the respective bank.
- While using an ATM, ensure safety of PIN and rest of transactions. You should stand in a way that your activities or pattern of keying is not visible to anyone. Do not let anyone else be inside the ATM while you are doing transaction. You run the risks of being distracted by presence of others.
- Once you get the cash, do not leave the ATM screen unattended till the welcome message pops up on the screen suggesting your transaction is over and completed. If the screen shows some error message, try to press the cancel button and wait for the welcome message.
- Once the transaction is over, don’t forget to collect the transaction receipt if you have opted for it. Have a quick look at the receipt to make sure things are in order. Avoid throwing it in the ATM dustbin as you may give away bits of information about your account that may expose you to the possibility of fraud. Keep the receipt safe with you or destroy it in a manner one can’t normally retrieve the printed details on it.
- In order to ensure your card details are safe, and no one tampered with your details after you used the ATM, you may wait for the person next in the queue to finish off his/her transaction.