World Acceptance Corporation engages in small-loan consumer finance business. The company’s products include short-term and medium-term loans, as well as related credit insurance, and ancillary products and services to individuals. It primarily offers consumer installment loans. The company also provides income tax return preparation and electronic filing services. In addition, it markets and sells credit life, credit accident and health, credit property, and unemployment insurance products in connection with its loans; and markets automobile club memberships to its borrowers. Further, the company, through its subsidiary, ParaData Financial Systems markets computer software and related services to financial services companies. It serves individuals with limited access to consumer credit from banks, credit unions, other consumer finance businesses, and credit card lenders. As of March 31, 2012, the company operated 1,032 offices in South Carolina, Georgia, Texas, Oklahoma, Louisiana, Tennessee, Missouri, Illinois, New Mexico, Kentucky, Alabama, and Wisconsin, the United States, as well as 105 offices in Mexico. World Acceptance Corporation was founded in 1962 and is headquartered in Greenville, South Carolina.

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