Which credit card personality are you?

Credit card companies provide credit cards with different features like different interest rate, different reward structure, different credit limits etc. If you understand the way you deal with credit it gets easier to choose the best combination for you. Let's see what kinds of credit personalities exist and what card they should opt for. Reproduced From bankbazaar.com © 2012. LMIL. All rights reserved.

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Tue 21 Feb, 2012 3:57 PM IST

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2 comments

Naveen • Lucknow, Uttar Pradesh • 2 months ago
Is this right answer of the question?
Prahlad Kumar Wahi • Chandigarh, Chandigarh • 3 months ago
If you use the credit card you must be desiplined in making the payments. It is always better to make the payment before the due date at least the minimum amount due instead of waiting for the last day for making the payment.

When we talk about credit card usage we find different people managing it in a different way. Some people are highly disciplined and never default on their monthly installments and others are so messy that they are always on the top of the defaulter list. Managing finance is a complex task and it's very easy to fall into a debt trap if you misuse the power of free credit.

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