Festival season is a good time for the retailers to appeal to customers with discounts and schemes. The consumers too look forward to avail the discounts on offer. The festival season is considered auspicious for shopping too which adds to its attraction.

Discounts and schemes

Festival season discounts comes in two ways; one, the cash discount where the retailer cuts the price by a significant amount and sells cheaper; two, the retailer provides a loan to buy goods at an easy EMI. Typically the interest rate is zero.

Cash discount is easy to understand and is offered by all retailers, big or small. Buy one, get one free is one such discount. 50% off on your purchase is another type of cash discount. Buy one get 50% off on second item is another type. These types are easy to understand. The discount is also immediate. Hence this is most attractive to consumers.

Loan discount, EMI facilities, and zero interest rates are generally offered by big retailers because offering such discounts

In today's context innovative options both in the residential units and loan offerings seem to be the need of the hour. The boom in real estate that has been fueled by the ever rising incomes of individuals in India combined with easy access to home loans has brought about such new and innovative options in the residential units. Luxury and lifestyle demand has seen the emergence of elegant builder floors as the preferred choice among many upwardly mobile Indians. This concept of building a three or four level high building over small or medium sized residential plot and then selling each of the floors to independent buyers is gaining rapid popularity in the metros as well as tier II cities across the country. The builder floors can be developed either by established builder, individual land owners or as joint venture of both the parties.

Basic Differences between Builder Floors and High Rise Apartments

There are several differences in the basic considerations of builder floors as

It is essential for women, be it working women or homemakers to keep themselves and their family financially secure. In the olden days, women generally had a habit of keeping savings in containers in their kitchen, but today that is not going to get our savings anywhere when confronted with ever-growing inflation. It is wise to choose to invest and wiser to choose the best investment in order to keep our family and ourselves financially secure. A good investment gives you better returns than merely saving in a bank deposit or in our piggy bank and helps us to cope up with inflationary pressures.

Homemaker and Investments?

Not a good combination, most people would say. Many people think homemakers make very bad investors, as they do not have knowledge about the share markets and the technical aspects of investing. That's completely false notion. Looking from a fundamental analysis point of view, they are the ones who could be good investors as they make all purchase decisions for the